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Disclaimer

Implications

When embarking on a borrowing journey, it's crucial to grasp the potential ramifications if you deviate from the terms and conditions outlined in your loan agreement. Below, we outline these possible outcomes and emphasize the importance of thoroughly reviewing and comprehending the terms before making a final decision.

Late or Non-Payment

Upon accepting the terms and conditions for a personal loan, you commit to repaying the loan, inclusive of interest, within the specified timeframe stipulated in the loan agreement. Failure to fulfill this commitment, whether through late payments or non-payment, can result in additional charges. It's important to note that we, at EmergencyLoanProgram.com, cannot anticipate the exact nature or extent of these supplementary charges in such circumstances. Furthermore, EmergencyLoanProgram.com is not privy to the specifics of your loan agreement with your chosen lender. We strongly advise a thorough review of your lender's policies regarding late, partial, and non-payment, as we exclusively partner with trustworthy lenders who pursue the collection of overdue loan accounts in a fair and equitable manner.

Impact on Credit Score

Our lenders may conduct credit checks to assess your creditworthiness, credit history, and capacity to handle credit. By submitting your request, you consent to our lenders verifying your personal information and conducting credit checks. It's imperative to bear in mind that missing payments or making late payments can have an adverse effect on your credit score.

Collection Procedures

EmergencyLoanProgram.com functions solely as a loan connection service and does not participate in the debt collection process. The debt collection practices relevant to your loan will be explicitly disclosed by your lender as part of your lending agreement. Should you have inquiries regarding collection procedures, we recommend reaching out to your lender directly. Rest assured that EmergencyLoanProgram.com exclusively collaborates with reputable lenders who adhere to fair and ethical collection practices.

(*) – The average time required to complete the online loan offer process, submit your details, and receive a loan offer decision, if approved, is approximately three minutes.
(**) – It's important to note that while some providers advertise APR rates as low as 4.95%, these rates are typically accessible to specific qualifying customers. The repayment terms mentioned pertain to closed-end loan products and may not encompass the full spectrum of loan products available within our network.